Congratulations! You have officially survived Christmas. All those weeks of planning, prepping, buying, baking, carding, cleaning, and wrapping have paid off. (in the words of those oh-so-popular-this-time-of-year infomercials) BUT WAIT, THERE’S MORE! The myriad of things you didn’t get done have come due. For every Christmas accomplishment, there was an, “Oh, I’ll do that after Christmas,” or a,

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